Company Overview

Tryg A/S, together with its subsidiaries, provides insurance products and services for private and corporate customers, and small and medium sized businesses in Denmark, Norway, and Sweden. It operates through Private, Commercial, Corporate, and Sweden segments. The company provides car, contents, house, accident, travel, motorcycles, pet, health, property, liability, transportation, group life, and boat insurance products, as well as fire and content, and worker compensation insurance products. It sells its products primarily through call centers, Internet, tied agents, franchisees, interest organizations, car dealers, real estate agents, insurance brokers, and Nordea branches under the Tryg Forsikring, Alka, Enter Forsikring, Tryg, Moderna, Tryg Garanti, Moderna Djurförsäkringar, Atlantica Båtförsäkring, Affinity, and Bilsport & MC specialförsäkring brands. The company was founded in 1731 and is headquartered in Ballerup, Denmark.

  • Name

    Tryg A/S

  • CEO

    Mr. Johan Kirstein Brammer

  • Website

    www.tryg.com

  • Sector

    Insurance

  • Year Founded

    1731

Profile

  • Market Cap

    DKK 95.51B

  • EV

    DKK 99.79B

  • Shares Out

    615.37M

  • Revenue

    DKK 40.93B

  • Employees

    6,662

Margins

  • Gross

    32.07%

  • EBITDA

    17.67%

  • Operating

    15.25%

  • Pre-Tax

    14.04%

  • Net

    10.9%

  • FCF

    10.57%

Returns (5Yr Avg)

  • ROA

    3.48%

  • ROTA

    25.1%

  • ROE

    11.81%

  • ROCE

    9.53%

  • ROIC

    4.69%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    DKK 178.23

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

    DKK 2,602M

  • Net Debt

    DKK 4,283M

  • Debt/Equity

    0.17

  • EBIT/Interest

    15.42

Growth (CAGR)

  • Rev 3Yr

    20.42%

  • Rev 5Yr

    15.43%

  • Rev 10Yr

    8.01%

  • Dil EPS 3Yr

    1.12%

  • Dil EPS 5Yr

    -1.21%

  • Dil EPS 10Yr

    -2.1%

  • Rev Fwd 2Yr

    4.31%

  • EBITDA Fwd 2Yr

    5.07%

  • EPS Fwd 2Yr

    18.11%

  • EPS LT Growth Est

    4%

Dividends

  • Yield

  • Payout

    107.12%

  • DPS

    DKK 7.6

  • DPS Growth 3Yr

    -5.97%

  • DPS Growth 5Yr

    2.55%

  • DPS Growth 10Yr

    3.48%

  • DPS Growth Fwd 2Yr

    5.52%

CPSE:TRYG