Housing Development Finance Corporation Limited (500010)

Basic

  • Market Cap

    ₹5,054.3B

  • EV

  • Shares Out

    1,851.43M

  • Revenue

    ₹1,143.59B

  • Employees

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    28.1%

  • Net

    22.88%

  • FCF

    -41.66%

Returns (5Yr Avg)

  • ROA

  • ROE

    14.02%

  • ROCE

  • ROIC

    2.17%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    ₹3,225

  • P/E

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

  • Net Debt

    ₹4,304.79B

  • Debt/Equity

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    21.52%

  • Rev 5Yr

    16.65%

  • Rev 10Yr

  • Dil EPS 3Yr

    4.98%

  • Dil EPS 5Yr

    14.06%

  • Dil EPS 10Yr

  • Rev Fwd 2Yr

    15.07%

  • EBITDA Fwd 2Yr

    16.09%

  • EPS Fwd 2Yr

    -9.81%

  • EPS LT Growth Est

    9.8%

Dividends

  • Yield

  • Payout

    30.6%

  • DPS

    ₹44

  • DPS Growth 3Yr

    27.96%

  • DPS Growth 5Yr

    17.08%

  • DPS Growth 10Yr

    13.41%

  • DPS Growth Fwd 2Yr

    8.35%

Select a metric from the list below to chart it

Mar '14

Mar '15

Mar '16

Mar '17

Mar '18

Mar '19

Mar '20

Mar '21

Mar '22

Mar '23

Interest Income On Loans

410,453

452,532.6

444,615.5

451,245.4

575,906.1

Interest Income On Investments

294.7

892.1

384.5

586.4

539.4

Interest Income, Total

410,747.7

453,424.7

445,000

451,831.8

576,445.5

Interest On Deposits

82,587.5

98,667.2

104,472.5

98,648

368,450.6

Total Interest On Borrowings

207,540.4

220,343.4

183,947.9

171,037.2

Interest Expense, Total

290,127.9

319,010.6

288,420.4

269,685.2

368,450.6

Net Interest Income

120,619.8

134,414.1

156,579.6

182,146.6

207,994.9

Trust Income

Gain (Loss) on Sale of Loans

8,599.9

9,678.7

11,029.5

9,850.6

11,355

Gain (Loss) on Sale of Assets

216.3

98,342.1

-22

706

Gain (Loss) on Sale of Invest. & Securities

274,461.9

115,331.6

50.3

Total Other Non Interest Income

537,254.9

454,429.6

657,850.8

779,342.5

942,125.6

Non Interest Income, Total

546,071.1

562,450.4

943,320.2

905,230.7

953,530.9

Revenues Before Provison For Loan Losses

666,690.9

696,864.5

1,099,899.8

1,087,377.3

1,161,525.8

Provision For Loan Losses

9,911.9

59,511.2

30,307.6

20,431.4

17,937.5

Total Revenues

656,779

637,353.3

1,069,592.2

1,066,945.9

1,143,588.3

Total Revenues % Chg.

24%

-3%

67.8%

-0.2%

7.2%

Salaries And Other Employee Benefits

12,023.9

13,407

13,454

16,273.4

19,001.2

Stock-Based Compensation

523.6

432.5

Occupancy Expense

830

2,474.6

3,553.5

3,990.5

5,968

Selling General & Admin Expenses, Total

25,391.6

22,492.9

30,349.9

36,501.3

2,598.4

(Income) Loss on Equity Invest.

-73,898.2

-57,461

-69,214.7

-89,697.9

-111,657.4

Total Other Non Interest Expense

471,312.1

394,420.8

848,552.9

816,729.2

906,372.6

Non Interest Expense, Total

435,659.4

375,334.3

827,219.2

784,229

822,282.8

EBT, Excl. Unusual Items

221,119.6

262,019

242,373

282,716.9

321,305.5

Asset Writedown

-130

-86.5

-198.7

Other Unusual Items

EBT, Incl. Unusual Items

220,989.6

261,932.5

242,373

282,518.2

321,305.5

Income Tax Expense

45,184.5

33,667.8

37,497.5

42,096.9

44,307.9

Earnings From Continuing Operations

175,805.1

228,264.7

204,875.5

240,421.3

276,997.6

Minority Interest

-13,487.5

-13,919

-17,474.9

-14,474.4

-15,388.5

Net Income

162,317.6

214,345.7

187,400.6

225,946.9

261,609.1

Preferred Dividend and Other Adjustments

Net Income to Common Incl Extra Items

162,317.6

214,345.7

187,400.6

225,946.9

261,609.1

Net Income to Common Excl. Extra Items

162,317.6

214,345.7

187,400.6

225,946.9

261,609.1

Total Shares Outstanding

1,721.4

1,732.1

1,803.9

1,813

1,829.5

Weighted Avg. Shares Outstanding

1,701.4

1,726.4

1,774.8

1,808

1,819.6

Weighted Avg. Shares Outstanding Dil

1,714.8

1,739.8

1,789.8

1,827.3

1,835.3

EPS

95.4

124.2

105.6

125

143.8

EPS Diluted

94.7

123.2

104.7

123.7

142.5