Banco Bradesco S.A.

BOVESPA-BBDC4

Basic

Market Cap
R$125.2B
EV
—
Shares Out
10.62B
Revenue
R$67.54B
Employees
74,208

Margins

Gross
—
EBITDA
—
Operating
—
Pre-Tax
12.19%
Net
19.21%
FCF
-225.37%

Returns (5Yr Avg)

ROA
1.22%
ROTA
14.21%
ROE
13.29%
ROCE
—
ROIC
1.23%

Valuation (TTM)

P/E
—
P/B
—
EV/Sales
—
EV/EBITDA
—
P/FCF
—
EV/Gross Profit
—

Valuation (NTM)

Price Target
R$16.01
P/E
—
PEG
—
EV/Sales
—
EV/EBITDA
—
P/FCF
—

Financial Health

Cash
—
Net Debt
R$405.74B
Debt/Equity
—
EBIT/Interest
—

Growth (CAGR)

Rev 3Yr
-5.75%
Rev 5Yr
-1.58%
Rev 10Yr
—
Dil EPS 3Yr
-11.13%
Dil EPS 5Yr
-6.18%
Dil EPS 10Yr
0.12%
Rev Fwd 2Yr
5%
EBITDA Fwd 2Yr
—
EPS Fwd 2Yr
21.65%
EPS LT Growth Est
26.62%

Dividends

Yield
—
Payout
—
DPS
—
DPS Growth 3Yr
—
DPS Growth 5Yr
—
DPS Growth 10Yr
—
DPS Growth Fwd 2Yr
0.21%

Metric	Dec '14	Dec '15	Dec '16	Dec '17	Dec '18	Dec '19	Dec '20	Dec '21	Dec '22	Dec '23	LTM
Interest Income On Loans						124,417.7	119,743.4	138,223.3	200,613.2	211,458.5	207,565.4
Interest Income, Total						124,417.7	119,743.4	138,223.3	200,613.2	211,458.5	207,565.4
Interest On Deposits						58,618	48,575.7	55,121.3	130,801.9	156,376.1	152,803.2
Interest Expense, Total						58,618	48,575.7	55,121.3	130,801.9	156,376.1	152,803.2
Net Interest Income						65,799.7	71,167.7	83,102	69,811.3	55,082.4	54,762.2
Income From Trading Activities					—	—	—	—	—	—	—
Gain (Loss) on Sale of Assets						-344.6	-239.6	25.9	240.8	208.3	243.3
Gain (Loss) on Sale of Invest. & Securities	—					-1,907.5	-21,136.7	-12,610.2	6,484.6	10,782.4	9,532.1
Total Other Non Interest Income						33,916.4	31,504.2	31,680.7	32,973.4	32,455	33,115.8
Non Interest Income, Total						31,664.3	10,127.9	19,096.5	39,698.7	43,445.7	42,891.2
Revenues Before Provison For Loan Losses						97,464	81,295.6	102,198.5	109,510	98,528.1	97,653.4
Provision For Loan Losses						12,532.1	18,711.8	9,358.2	26,346.1	30,177	30,109
Total Revenues						84,931.9	62,583.7	92,840.3	83,163.9	68,351.2	67,544.4
Total Revenues % Chg.						18.1%	-26.3%	48.3%	-10.4%	-17.8%	-12%
Salaries And Other Employee Benefits						21,143.6	18,965.5	20,013.7	19,889.1	20,814.5	20,947.6
Occupancy Expense						5,865.8	5,921	5,772.9	5,306.4	6,025.2	5,975.1
Selling General & Admin Expenses, Total						19,697.1	18,342.6	19,071.8	20,052.8	19,831	19,992.3
(Income) Loss on Equity Invest.						-1,201.1	-444.9	-421.5	-1,355.9	-2,101.7	-2,169.8
Total Other Non Interest Expense						21,609.5	15,724.1	11,662.6	11,688.7	7,222.4	7,365.1
Non Interest Expense, Total						67,114.8	58,508.4	56,099.4	55,581	51,791.4	52,110.3
EBT, Excl. Unusual Items						17,817	4,075.3	36,740.8	27,582.9	16,559.8	15,434.1
Restructuring Charges	—	—	—	—	—	—	—	—	—	-1,036.4	-1,036.4
Asset Writedown	—	—		—		—	—	—	—	—	—
Legal Settlements						-4,435.9	—	-3,888.5	-2,961.3	-5,315	-6,164.5
EBT, Incl. Unusual Items						13,381.1	4,075.3	32,852.4	24,621.6	10,208.4	8,233.2
Income Tax Expense						-7,792.1	-11,958.7	9,471.6	3,164.8	-4,294.4	-4,998.5
Earnings From Continuing Operations						21,173.2	16,034	23,380.8	21,456.8	14,502.8	13,231.7
Minority Interest						-150.2	-197.1	-208.5	-233.5	-251.4	-259.2
Net Income						21,023	15,836.9	23,172.3	21,223.3	14,251.3	12,972.5
Net Income to Common Incl Extra Items						21,023	15,836.9	23,172.3	21,223.3	14,251.3	12,972.5
Net Income to Common Excl. Extra Items						21,023	15,836.9	23,172.3	21,223.3	14,251.3	12,972.5
Total Shares Outstanding						10,691	10,691	10,658.5	10,642.2	10,642.2	10,619.6
Weighted Avg. Shares Outstanding						10,691.9	10,691.9	10,676.1	10,657.5	10,642.2	10,639
Weighted Avg. Shares Outstanding Dil						10,691.9	10,691.9	10,676.1	10,657.5	10,642.2	10,639
EPS						2	1.5	2.2	2	1.3	1.2
EPS Diluted						2	1.5	2.2	2	1.3	1.2
Effective Tax Rate						-58.2%	-293.4%	28.8%	12.9%	-42.1%	-60.7%