Banco Santander, S.A. Website

Banco Santander, S.A.

BME-SAN

Basic

  • Market Cap

    €69.31B

  • EV

  • Shares Out

    15.49B

  • Revenue

    €46.01B

  • Employees

    211,141

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    37.4%

  • Net

    24.68%

  • FCF

    -14.37%

Returns (5Yr Avg)

  • ROA

    0.31%

  • ROTA

    5.5%

  • ROE

    5.25%

  • ROCE

  • ROIC

    1.41%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    €5.53

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

  • Net Debt

    -€69.21B

  • Debt/Equity

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    11.39%

  • Rev 5Yr

    3.18%

  • Rev 10Yr

  • Dil EPS 3Yr

    6.65%

  • Dil EPS 5Yr

    10.12%

  • Dil EPS 10Yr

    6.19%

  • Rev Fwd 2Yr

    3.92%

  • EBITDA Fwd 2Yr

    0.35%

  • EPS Fwd 2Yr

    8.83%

  • EPS LT Growth Est

    18%

Dividends

  • Yield

  • Payout

    26.05%

  • DPS

    €0.18

  • DPS Growth 3Yr

    11.34%

  • DPS Growth 5Yr

    -1.19%

  • DPS Growth 10Yr

    -11.17%

  • DPS Growth Fwd 2Yr

    22.44%

Select a metric from the list below to chart it

Dec '14

Dec '15

Dec '16

Dec '17

Dec '18

Dec '19

Dec '20

Dec '21

Dec '22

Dec '23

LTM

Dec '24 (E)

Dec '25 (E)

Dec '26 (E)

Interest Income On Loans

48,552

40,365

40,471

59,214

77,701

80,943

Interest Income On Investments

8,766

5,767

6,505

12,704

28,122

30,264

Interest Income, Total

57,318

46,132

46,976

71,918

105,823

111,207

Interest On Deposits

21,502

13,747

13,093

32,811

61,991

65,758

Interest Expense, Total

21,502

13,747

13,093

32,811

61,991

65,758

Net Interest Income

35,816

32,385

33,883

39,107

43,832

45,449

Income From Trading Activities

1,349

3,211

1,141

842

2,322

1,884

Gain (Loss) on Sale of Loans

308

-31

89

34

-3

-39

Gain (Loss) on Sale of Assets

1,059

-57

10

19

293

254

Gain (Loss) on Sale of Invest. & Securities

822

1,030

922

1,238

166

993

Income (Loss) on Equity Invest.

324

-96

432

702

613

610

Total Other Non Interest Income

10,598

7,761

9,918

10,187

10,449

9,594

Non Interest Income, Total

14,460

11,818

12,512

13,022

13,840

13,296

Revenues Before Provison For Loan Losses

50,276

44,203

46,395

52,129

57,672

58,745

Provision For Loan Losses

9,340

12,363

7,388

10,856

12,912

12,734

Total Revenues

40,936

31,840

39,007

41,273

44,760

46,011

Total Revenues % Chg.

4.1%

-22.2%

22.5%

5.8%

8.4%

10.3%

Salaries And Other Employee Benefits

12,141

10,783

11,216

12,547

13,726

14,075

Amort. of Goodwill & Intang. Assets

Occupancy Expense

3,001

2,810

2,756

2,985

3,184

3,223

Selling General & Admin Expenses, Total

7,616

7,000

6,885

7,812

7,945

7,958

Total Other Non Interest Expense

3,162

1,801

2,852

2,464

3,276

3,266

Non Interest Expense, Total

25,920

22,394

23,709

25,808

28,131

28,522

EBT, Excl. Unusual Items

15,016

9,446

15,298

15,465

16,629

17,489

Restructuring Charges

-864

-1,114

-530

Impairment of Goodwill

-1,491

-10,100

-6

-20

-20

Asset Writedown

-118

-316

-215

-215

-189

-298

Other Unusual Items

8

39

39

EBT, Incl. Unusual Items

12,543

-2,076

14,547

15,250

16,459

17,210

Income Tax Expense

4,427

5,632

4,894

4,486

4,276

4,777

Earnings From Continuing Operations

8,116

-7,708

9,653

10,764

12,183

12,433

Earnings Of Discontinued Operations

Minority Interest

-1,601

-1,063

-1,529

-1,159

-1,107

-1,076

Net Income

6,515

-8,771

8,124

9,605

11,076

11,357

Preferred Dividend and Other Adjustments

595

552

566

529

492

492

Net Income to Common Incl Extra Items

5,920

-9,323

7,558

9,076

10,584

10,865

Net Income to Common Excl. Extra Items

5,920

-9,323

7,558

9,076

10,584

10,865

Total Shares Outstanding

17,331.9

17,312.2

17,063

16,550.7

15,886.3

15,715

Weighted Avg. Shares Outstanding

17,059.2

17,316.3

17,272.1

16,848.3

16,172.1

16,081.2

Weighted Avg. Shares Outstanding Dil

17,096.7

17,316.3

17,321

16,903.7

16,247.3

16,156.4

EPS

0.3

-0.5

0.4

0.5

0.7

0.7

EPS Diluted

0.3

-0.5

0.4

0.5

0.7

0.7

Effective Tax Rate

35.3%

-271.3%

33.6%

29.4%

26%

27.8%