Banco Bilbao Vizcaya Argentaria, S.A. Website

Banco Bilbao Vizcaya Argentaria, S.A.

BME-BBVA

Basic

  • Market Cap

    €56.4B

  • EV

  • Shares Out

    5,763.29M

  • Revenue

    €28.36B

  • Employees

    116,611

Margins

  • Gross

  • EBITDA

  • Operating

  • Pre-Tax

    45.6%

  • Net

    29.52%

  • FCF

    -20.35%

Returns (5Yr Avg)

  • ROA

    0.66%

  • ROTA

    9.55%

  • ROE

    9.21%

  • ROCE

  • ROIC

    1.08%

Valuation (TTM)

  • P/E

  • P/B

  • EV/Sales

  • EV/EBITDA

  • P/FCF

  • EV/Gross Profit

Valuation (NTM)

  • Price Target

    €11.4

  • P/E

  • PEG

  • EV/Sales

  • EV/EBITDA

  • P/FCF

Financial Health

  • Cash

  • Net Debt

    -€6,328M

  • Debt/Equity

  • EBIT/Interest

Growth (CAGR)

  • Rev 3Yr

    20.95%

  • Rev 5Yr

    6.73%

  • Rev 10Yr

  • Dil EPS 3Yr

    34.2%

  • Dil EPS 5Yr

    13.2%

  • Dil EPS 10Yr

    23.57%

  • Rev Fwd 2Yr

    6.6%

  • EBITDA Fwd 2Yr

    10.75%

  • EPS Fwd 2Yr

    7.53%

  • EPS LT Growth Est

    5.21%

Dividends

  • Yield

  • Payout

    40.36%

  • DPS

    €0.55

  • DPS Growth 3Yr

    110.46%

  • DPS Growth 5Yr

    16.17%

  • DPS Growth 10Yr

    10.65%

  • DPS Growth Fwd 2Yr

    11.59%

Select a metric from the list below to chart it

Dec '14

Dec '15

Dec '16

Dec '17

Dec '18

Dec '19

Dec '20

Dec '21

Dec '22

Dec '23

LTM

Dec '24 (E)

Dec '25 (E)

Dec '26 (E)

Interest Income On Loans

27,762

18,357

20,244

28,368

41,426

45,374

Interest Income On Investments

153

4,169

2,946

3,187

6,542

7,006

Interest Income, Total

27,915

22,526

23,190

31,555

47,968

52,380

Interest On Deposits

11,182

7,797

8,329

12,309

24,761

28,302

Total Interest On Borrowings

790

Interest Expense, Total

11,972

7,797

8,329

12,309

24,761

28,302

Net Interest Income

15,943

14,729

14,861

19,246

23,207

24,078

Income From Trading Activities

419

777

341

562

1,352

1,295

Gain (Loss) on Sale of Loans

106

27

8

41

41

Gain (Loss) on Sale of Assets

18

437

-16

-119

50

59

Gain (Loss) on Sale of Invest. & Securities

103

88

856

105

417

545

Income (Loss) on Equity Invest.

-42

-39

1

21

26

30

Total Other Non Interest Income

5,365

4,297

5,547

6,454

6,454

7,091

Non Interest Income, Total

5,863

5,666

6,756

7,031

8,340

9,061

Revenues Before Provison For Loan Losses

21,806

20,395

21,617

26,277

31,547

33,139

Provision For Loan Losses

3,470

5,160

3,017

3,303

4,386

4,779

Total Revenues

18,336

15,235

18,600

22,974

27,161

28,360

Total Revenues % Chg.

-1%

-16.9%

22.1%

23.5%

18.2%

14.5%

Salaries And Other Employee Benefits

5,320

4,695

5,046

5,601

6,530

6,530

Amort. of Goodwill & Intang. Assets

1,386

Occupancy Expense

1,288

1,234

1,328

1,403

1,439

Selling General & Admin Expenses, Total

3,071

3,105

2,902

3,403

3,924

4,248

Total Other Non Interest Expense

844

754

1,271

505

665

680

Non Interest Expense, Total

10,621

9,842

10,453

10,837

12,522

12,897

EBT, Excl. Unusual Items

7,715

5,393

8,147

12,137

14,639

15,463

Restructuring Charges

Impairment of Goodwill

Asset Writedown

-106

-144

-180

28

-42

-42

Legal Settlements

-171

-135

-210

-171

-200

Other Unusual Items

-392

-585

-1,687

-2,007

-2,288

EBT, Incl. Unusual Items

7,046

5,249

7,247

10,268

12,419

12,933

Income Tax Expense

1,943

1,459

1,909

3,505

4,003

4,204

Earnings From Continuing Operations

5,103

3,790

5,338

6,763

8,416

8,729

Earnings Of Discontinued Operations

-758

-1,729

280

Minority Interest

-833

-756

-965

-405

-397

-356

Net Income

3,512

1,305

4,653

6,358

8,019

8,373

Preferred Dividend and Other Adjustments

419

359

313

345

345

Net Income to Common Incl Extra Items

3,093

1,305

4,294

6,045

7,674

8,028

Net Income to Common Excl. Extra Items

3,851

3,034

4,014

6,045

7,674

8,028

Total Shares Outstanding

3,875

6,653.5

6,540.3

6,024.6

5,833.6

6,111.1

Weighted Avg. Shares Outstanding

6,648

9,321.4

6,401

6,189

5,954

5,890.4

Weighted Avg. Shares Outstanding Dil

6,648

9,321.4

6,401

6,189

5,954

5,890.4

EPS

0.5

0.1

0.7

1

1.3

1.4

EPS Diluted

0.5

0.1

0.7

1

1.3

1.4

Effective Tax Rate

27.6%

27.8%

26.3%

34.1%

32.2%

32.5%