Assicurazioni Generali S.p.A. Website

Assicurazioni Generali S.p.A.

BIT-G

Basic

  • Market Cap

    €36.37B

  • EV

    €48.99B

  • Shares Out

    1,542.27M

  • Revenue

    €57.2B

  • Employees

    81,879

Margins

  • Gross

    17.82%

  • EBITDA

    12.2%

  • Operating

    11.68%

  • Pre-Tax

    9.74%

  • Net

    6.55%

  • FCF

    2.72%

Returns (5Yr Avg)

  • ROA

    0.5%

  • ROTA

    10.86%

  • ROE

    9.36%

  • ROCE

    1.1%

  • ROIC

    0.71%

Valuation (TTM)

  • P/E

    —

  • P/B

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • P/FCF

    —

  • EV/Gross Profit

    —

Valuation (NTM)

  • Price Target

    €24.19

  • P/E

    —

  • PEG

    —

  • EV/Sales

    —

  • EV/EBITDA

    —

  • P/FCF

    —

Financial Health

  • Cash

    €7,070M

  • Net Debt

    €10.3B

  • Debt/Equity

    0.56

  • EBIT/Interest

    8.43

Growth (CAGR)

  • Rev 3Yr

    -10.96%

  • Rev 5Yr

    -4.19%

  • Rev 10Yr

    -3.5%

  • Dil EPS 3Yr

    30.43%

  • Dil EPS 5Yr

    10.9%

  • Dil EPS 10Yr

    6.99%

  • Rev Fwd 2Yr

    6.93%

  • EBITDA Fwd 2Yr

    —

  • EPS Fwd 2Yr

    7.2%

  • EPS LT Growth Est

    6.52%

Dividends

  • Yield

    —

  • Payout

    53.88%

  • DPS

    €1.28

  • DPS Growth 3Yr

    8.22%

  • DPS Growth 5Yr

    7.3%

  • DPS Growth 10Yr

    11.02%

  • DPS Growth Fwd 2Yr

    7.15%

Select a metric from the list below to chart it

Dec '14

Dec '15

Dec '16

Dec '17

Dec '18

Dec '19

Dec '20

Dec '21

Dec '22

Dec '23

Dec '24 (E)

Dec '25 (E)

Dec '26 (E)

Metric
Dec '14
Dec '15
Dec '16
Dec '17
Dec '18
Dec '19
Dec '20
Dec '21
Dec '22
Dec '23

Premiums and Annuity Revenues

66,239

64,468

70,684

47,884

52,873

Total Interest And Dividend Income

7,919

7,546

7,145

8,562

9,609

Gain (Loss) on Sale of Investments, Total

1,224

2,377

9,448

-18,212

10,749

Other Revenues, Total

16,336

6,635

8,391

12,502

-16,027

Total Revenues

91,718

81,026

95,668

50,736

57,204

Total Revenues % Chg.

29.4%

-11.7%

18.1%

-47%

12.7%

Policy Benefits

71,062

60,011

72,971

43,112

47,011

Policy Acquisition / Underwriting Costs, Total

8,587

8,734

9,520

—

—

Selling General & Admin Expenses, Total

2,735

2,742

2,835

910

966

Other Operating Expenses

4,569

4,857

4,887

1,732

2,545

Total Operating Expenses

86,953

76,344

90,213

45,754

50,522

Operating Income

4,765

4,682

5,455

4,982

6,682

Interest Expense, Total

-1,024

-837

-736

-608

-793

Income (Loss) on Equity Invest.

-60

-102

-10

—

—

Currency Exchange Gains (Loss)

60

-165

75

30

27

Other Non Operating Income (Expenses)

166

213

361

1

—

EBT, Excl. Unusual Items

3,907

3,791

5,145

4,405

5,916

Restructuring Charges

-488

-371

-970

—

—

Impairment of Goodwill

—

—

—

—

—

—

—

—

-193

-44

Gain (Loss) on Sale of Assets

173

72

496

—

—

Asset Writedown

-6

-101

-92

-271

-298

EBT, Incl. Unusual Items

3,586

3,391

4,579

3,941

5,574

Income Tax Expense

1,122

1,175

1,384

1,378

1,536

Earnings From Continuing Operations

2,464

2,216

3,195

2,563

4,038

Earnings Of Discontinued Operations

475

-183

—

-93

84

Minority Interest

-269

-289

-348

-235

-375

Net Income

2,670

1,744

2,847

2,235

3,747

Net Income to Common Incl Extra Items

2,670

1,744

2,847

2,235

3,747

Net Income to Common Excl. Extra Items

2,195

1,927

2,847

2,328

3,663

Total Shares Outstanding

1,569.5

1,569.7

1,574.6

1,547.3

1,542.3

Weighted Avg. Shares Outstanding

1,567.9

1,569.4

1,573.2

1,570.2

1,541.8

Weighted Avg. Shares Outstanding Dil

1,592.1

1,594.3

1,589.4

1,570.2

1,541.8

EPS

1.7

1.1

1.8

1.4

2.4

EPS Diluted

1.7

1.1

1.8

1.4

2.4

EBITDA

5,509

5,393

6,097

5,332

6,977

Effective Tax Rate

31.3%

34.7%

30.2%

35%

27.6%